PayScore™
Know your client's payment reliability before you start the job. PayScore analyzes payment history to give each client a reliability score, so you can make informed decisions.
Sample Client PayScore
Good
Understanding PayScore
PayScore rates clients from 0-100 based on their payment behavior. Here's what each range means.
Pays on time or early consistently
Usually pays on time with rare delays
Occasional late payments, monitor closely
Frequent late payments, consider deposits
How PayScore Is Calculated
PayScore uses machine learning to analyze multiple factors and produce an accurate reliability score for each client.
- Average days to payment
- Payment consistency over time
- Number of late payments
- Response to payment reminders
- Industry payment norms
- Seasonal payment patterns
Score Factors Breakdown
Why PayScore Matters
Track Payment Reliability
Monitor how reliably each client pays over time with a simple score from 0-100.
Early Warning System
Get alerts when a client's PayScore drops, indicating potential payment problems.
Client Comparison
Compare payment reliability across all your clients to prioritize your best payers.
Industry Benchmarks
See how your clients compare to industry averages for similar businesses.
How Contractors Use PayScore
Before Starting a New Job
Check a new client's PayScore before accepting a job. For low scores, consider requiring a deposit or progress payments.
Setting Payment Terms
Offer Net 30 to high-score clients, but require Net 15 or deposits from clients with lower scores.
Prioritizing Collections
Focus collection efforts on clients whose scores are dropping – they may need extra attention.
Know before you work
Start using PayScore today with your 14-day free trial.