Built by Contractors, for Contractors

We started SubPaid because we lived the problem. Late payments, chasing clients, cash flow stress - we knew there had to be a better way.

Our Story

SubPaid was born in 2023 when our founder, Michael Chen, was running his own electrical contracting business. Like most subcontractors, he spent countless hours creating invoices, following up on payments, and trying to predict his cash flow.

After one particularly frustrating week of phone calls chasing overdue payments, Michael had an idea: what if AI could handle all of this? What if you could just snap a photo and have a professional invoice created instantly? What if an AI assistant could make those awkward collection calls for you?

He partnered with Sarah Martinez, an AI researcher, and together they built the first version of SubPaid. Today, we're proud to serve 500+ subcontractors across the US, helping them get paid faster so they can focus on what they do best.

500+

Subcontractors trust SubPaid

$50M+

Invoices processed

14 days

Avg. faster payment

Our Values

The principles that guide everything we do.

Mission-Driven

We exist to help subcontractors get paid for their hard work. Every feature we build serves this mission.

Customer-First

Our customers are the backbone of the construction industry. Their success is our success.

Innovation

We leverage cutting-edge AI to solve real problems, not for technology's sake.

Accessibility

Powerful tools should be available to businesses of all sizes, not just enterprises.

Leadership Team

The people building the future of invoicing.

Michael Chen

CEO & Co-Founder

Former contractor with 15 years in construction. Built SubPaid to solve the payment problems he experienced firsthand.

Sarah Martinez

CTO & Co-Founder

AI researcher from Stanford. Passionate about applying machine learning to real-world business problems.

David Kim

Head of Product

Previously led product at Stripe. Obsessed with making complex financial tools simple.

Emily Thompson

Head of Customer Success

10+ years in construction software. Ensures every SubPaid customer achieves their goals.

Our Journey

2023

SubPaid founded in San Francisco

2024

Launched Snap to Invoice feature

2024

Introduced SAM Voice Agent

2025

Payment Prophet AI released

2025

Reached 500+ active customers

2026

Expanding nationwide

Join us on our mission

Whether you're a subcontractor looking to get paid faster or someone who wants to help build the future of invoicing.